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Buying Your Home • April 25, 2022

The Complete Buyers Checklist from Search to Close

by Jennifer Wolinski

Are you a fan of checklists?

 

The ERA Real Solutions Realty Buyers Checklist gives the buying client the full list of what is needed, from the first thoughts you want to buy to what to bring on the day of the closing to be prepared. Our realtors know this list well and can help with every step. There are many steps in the process but use this list to navigate buying your next dream home.

 

ERA Real Solutions Buyers Checklist

 

Preliminary

  •  Get Finances in order
  •  Obtain a pre-approval for a mortgage
  •  Pick a real estate agent

 

Start the Search

  •  Have an agent schedule showings
  •  Find your dream home

 

Make an offer

  •   Review Contract and Terms
  •   Negotiate purchase price
  •   Choose a Title Company
  •   Shop for Home Insurance Options
  •   Prepare for the down payment/earnest money
  •   Choose Target Closing Date
  •   Sign the Offer

 

Under Contract

  •  Deliver Escrow Check
  •  Secure a home loan
  •  Acquire home insurance and send proof to the lender
  •  Schedule a home inspection
  •  Order an Appraisal
  •  Conduct a Title Search
  •  Verify Funds for Closing
  •  Schedule Closing

 

Before you Close

  •  Transfer Funds for Closing
  •  Change your address with USPC, Bank, etc
  •  Set up utilities to be transferred
  •  Confirm all contingencies are resolved
  •  Schedule a final walkthrough

 

Closing Day-What to Bring

  • Connect with the Lender to wire the correct funds
  • Bring printed confirmation of your wire transfer
  • Government Photo ID
  • Social Security Number
  • Home Addresses from the last 10 years
  • Proof of homeowners insurance
  • Your copy of the contract
  • Checkbook, Bank Check, ACH Check for payments under 10,000 and under

 

Closing Day

  • Sign Closing disclosure, Promissory Note, and all other documentation
  • Title Transfer
  • Deed Delivery
  • Save Your Paperwork in a safe place
  • Get Your Keys

 

Do you like to have a paper copy?

Download the pdf.

 

ERA has been helping families for over 50 years. Contact our #ERATeam for help navigating your buying or selling real estate needs. Our commitment to our community and family is the same as we commit to our clients.

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